Reverse Mortgage Blog

‘We Need Each Other’: Seniors Are Drawn to New Housing Arrangements

September 30, 2019
Older Americans are exploring housing alternatives, including villages and home-sharing.

Two New Reverse Mortgage Reform Bills Push for Program Change

September 29, 2019
Review of Congress discussions on HECM and possible proposed changes

HUD Releases New Condo Rules for Reverse Mortgages

September 27, 2019
Look over at the newer rules for condos on HECM programs

7 Ways To Fund Long Term Care With Housing Wealth

August 14, 2019
Using the HECM and other reverse mortgage products to save your life with access to Healthcare

6 Whopping Tax Mistakes That Can Ruin Your Retirement

August 11, 2019
Tax advice for retirement

Greatness Is Not A Given: 'America The Beautiful' Asks How We Can Do Better

July 6, 2019
A deeper look at "America The Beautiful"

How Reverse Mortgages are Breaking Records Across Northern Border

July 1, 2019
A look at the Canadian Reverse mortgage picture

RMD Report: Long Term Care Focus Increases in Reverse Mortgage Market

June 28, 2019
Review of one of the top reason for a Reverse Mortgage

Jamie Dimon sounds off on student debt crisis: ‘What we’ve done is a disgrace’

June 26, 2019
A reflection on Student debt in this country from Jamie Dimon

Four Clients That Should NOT Be Considering a Reverse Mortgage?

June 19, 2019
Some reasons not to do a reverse, and if other options are available; the reverse still shines.

USA Today blasts reverse mortgages, industry fights back

June 19, 2019
Rebuke of the VERY false USA Today story on Reverse Mortgages

FHA Commissioner Talks HECM Program Benefits to Seniors, Potential Changes

June 10, 2019
More information from FHA commissioner on possible changes

HUD: Reverse Mortgage Program Remains Stable in Q2

June 10, 2019
Review of HECM performance

I'm Going to Work Until I Die

June 10, 2019
Working and Retirement

Which Retirement Spending Strategy Is Right For You?

June 8, 2019
Recommended spending in retirement

FHA Commissioner Talks HECM Program Health, Second Appraisals

June 3, 2019
FHA Commissioner Brian D. Montgomery speaks

Most homeowners think a reverse mortgage is a last-resort option. Here's why they're wrong Savvy homeowners can use the loan to maximize their resources in retirement.

June 3, 2019
More on the virtues of the reverse mortgage

CBO Report Offers 4 Options for Renewed HECM Program Health

May 22, 2019
Possible changes to the HECM, only possible.

Late actor Bill Paxton seen in picture outside JFK's hotel the day he was shot

May 17, 2019
A picture of the Late Bill Paxton at Age 8 viewing JFK.

Affluent Seniors Show Growing Interest in Reverse Mortgages

May 3, 2019
Why the reverse mortgage is gaining strength among the affluent

The Value of Financial Advice

April 27, 2019
Is it worth the money to hire a financial planner.

Opinion: The positives — and surprising negatives — of an encore career

April 21, 2019
Pros and cons for working after retirement

3 Reasons Why Baby Boomers Are In (Serious) Retirement Trouble

April 19, 2019
Showing how Baby Boomers have not saved for retirement.

10 Underrated Space Movies

April 15, 2019
A look back at underrated science fiction movies.

How Medicare Advantage Changes Could Impact the Reverse Mortgage Market

April 12, 2019
How improvements to some Medicare plans help seniors stay in their own homes.

HECM For Purchase Program

April 12, 2019
How a HECM for Purchase can increase retirement survival

‘It’s Not Rocket Science:’ How Reverse Mortgage LOs Can Talk to Trusted Advisors

April 4, 2019
A better explanation of the reverse to financial planners.

Announcing The Educated Retirement Radio moving to KMET, 1490 A.M.

April 2, 2019
Announcing The Educated Retirement Radio moving to KMET, 1490 A.M.


April 2, 2019
Factors to consider for deciding on retirement age.

The Educated Retirement Radio soon to be on KMET, 1490 ABC News and Smart Talk

April 1, 2019
Announcing that I will be hosting The Educated Retirement Radio o KMET starting on March 8th @ 3:00 P.M.

Half of Older Americans Have Nothing in Retirement Savings

March 27, 2019
A very deficit in retirement savings explored and reported

Susan Geffen's Elder care seminar for adult children, spouses, and senior industry professionals.

March 18, 2019
Announcementt for Susan Geffen's "Raising UP Your Parents" Seminar

Senior Housing Wealth Tops $7 Trillion for First Time Ever

March 14, 2019
The growth of Senior Housing Wealth

Why Did FINRA change course on Reverse Mortgages as a last resort?

March 13, 2019
This article shows the result of education on FINRA and it new stance on the Reverse Mortgage

Americans Focus On Debt Management But Lose Focus On Retirement Savings

March 11, 2019
Jamie Hopkins on Retirement Savings

Nursing Homes Are Closing Across Rural America, Scattering Residents

March 10, 2019
Problems caused by financially failing Nursing Homes and state governments.

The World’s Last Blockbuster Has No Plans to Close

March 8, 2019
Looking at the last surviving Blockbuster store

Is This the Greatest Photo in Jazz History?

March 8, 2019
Monk, Parker, Mingus and Haynes in N.Y. 1953

Using Reverse Mortgages In A Responsible Retirement Income Plan

March 4, 2019
Learn how to use a reverse mortgage in a responsible retirement plan

Taking Portfolio Spending into the Real World For Retirees

March 4, 2019
Learning ways to best understand portfolio spending in retirement.

Announcing The Educated Retirement Radio moving to KMET, 1490 A.M.

March 4, 2019
Announcing The Educated Retirement Radio moving to KMET, 1490 A.M.

What is a Reverse Mortgage

March 2, 2019
Another opinion on the HECM

Jay's next appearance on ESPN & NBC

February 28, 2019
Announcement for Jay's appearance on the Ron Siegel radio shows

Originators Point to Reverse Mortgage Safety vs. New Alternatives

February 23, 2019
Comparing the Saver Reverse mortgage to Equity Share Products

Strategies For Carrying A Mortgage Into Retirement

February 23, 2019
How to help yourself by replacing a traditional mortgage with a reverse mortgage.

Important Notice: It's time to take action on Medi-Cal Planning and Asset Protection before it's too late.

February 23, 2019
A call to action for Medi-Cal Planning from Susan B. Geffen

Social Security: The Best Annuity Money Can Buy

February 16, 2019
Reviewing Social Security

Social Security as an "Investment"

February 16, 2019
Looking at the choices in Social Security

Claiming Social Security at 62 or 70

February 16, 2019
A further look at when to take Social Security benefits.

How Retirement Can Change your Identity

February 15, 2019
This article reviews the changes that may occur at retirement by no longer working at what you have identified with for years.

Abandoning the Wild West: How Financial Advisers are Evolving on Reverse Mortgages

February 14, 2019
Looking at how Financial Advisers are finally understanding the reverse mortgage.

Your Favorite Dog Breed Did Not Win Westminster. Here's Why.

February 13, 2019
Why do some dog breeds do better at shows

Using Housing Wealth to Improve Financial Outcomes in Retirement

February 13, 2019
Why having a HECM early in retirement is best.

The Looming Retirement Crisis

February 12, 2019
A look at the future of retirement and importance of saving.

CFPB: Low Housing Payments Signal Better Senior Financail Well-Being

February 11, 2019
How lower or no housing payments create higher well-being among seniors.

Reverse Mortgages in the Pacific Northwest

February 8, 2019
Areas of HECM growth around the country

Captain of Industry, or a second round

February 7, 2019
Using HECM funds to open a busines

The Landloard

February 6, 2019
Using a HECM or Reverse to buy a rental or vacation home.

Should You Get One of the New Reverse Mortgages?

February 5, 2019
A look at the new propritary Reverse Mortgages

Has Dave Ramsey ever been correct?

January 31, 2019
A review of the misguided Dave Ramsey

Best Times to Establish a Line of Credit by Dr. Wade Pfau

January 29, 2019
Considering the best time to get your reverse mortgage line of credit

A Deeper Look into Canadian Reverse Mortgage Growth

January 28, 2019
How the US and Canadian reverse markets and use compaire

Reverse mortgages finally make headway with financial advisors

January 25, 2019
Financial Advisors and the Reverse Mortgage

Understanding Why And How The HECM Line Of Credit Grows

January 16, 2019
This article by Dr. Phau gives insite into the Reverse Line-of-Credit growth..

What if you inherited and IRA, by Susan B. Geffen, Esq., M.S.G. on IRA

January 15, 2019
The facts behind inheriting an IRA by renowned elder care attorney Susan B. Geffen

4 Really Smart Housing Wealth Moves for Retirees

January 15, 2019
Great uses to extend retirement savings with a HECM


January 11, 2019
Reverse Mortgage Success Story; Motor Home Heaven

Susan Geffen's Bringing up Your Parents Seminar

January 9, 2019
February 19th Great Event on Aging for ALL generations!

Jay on ESPN & NBC February 10th

January 9, 2019
Jay's appearance on the Ron Siegel ESPN and NBC talk radio snows

Jay's appearance on ESPN and NBC News Radio on January 10th.

December 27, 2018
Jay's appearance on ESPN and NBC News Radio on January 10th.

Jay's appearance on ESPN and NBC News Radio on December 20th

December 12, 2018
Jay's appearance on ESPN and NBC

Listen to me every Saturday at 2:30 P.M.

December 7, 2018
Listen to interesting guests Saturday @ 2:30 PM on


December 7, 2018
Book by Susan B. Geffen

The Media Continues to Get it Wrong on Reverse Mortgages

October 4, 2016
Media can't it it correct on the reverse

How a HECM Reverse Mortgage Saved a Homeowner Over $200,000

September 20, 2016
Saving money with a reverse

The Single Best Tool for Downsizing in Retirement is Called: HECM-for-Purchase

September 9, 2016
HECM or reverse for Purchasing your next home.

Another time to talk.................

June 24, 2016
ESPN Radio Appearance

Aging in Place

June 23, 2016
Understanding reverse

What's in a Name?

June 16, 2016
Why is it called a reverse?

FINALLY… Time Magazine Realizes New Reverse Mortgages May be a Good Idea

April 6, 2016
Media and Reverse

Jay on ESPN Radio with Ron Siegel

March 20, 2016
Financial discussion on the radio

The National Council on Aging (NCOA)

February 26, 2016
Remember, it is only taking charge and control of your own equity!

Nobel winner Robert Merton on HECM

February 8, 2016
Robert Merton on HECM

The need to change

January 17, 2016
Jamie Hopkins on the need to change views on HECMs

What it means to Have a Need

January 9, 2016
Why a need for a HECM

Heirs Are ‘Dead Wrong’ About Their Inheritance

December 29, 2015
Inheritance with a Reverse

Even with 2 million in the bank, should you still have a H.E.C.M?

December 27, 2015
Bolster your savings with a HECM

Best Bridge Between Retirement and Full Social Security Benefit

December 2, 2015
How to use your HECM line of credit

Arguments for Claiming Social Security Early

December 1, 2015
Social Security Choices

Philosophy of Social Security Claiming Strategies

November 5, 2015
Philosophy of Social Security Claiming Strategies

More Consumers Confused by Role of CFPB than Reverse Mortgage Ads

June 15, 2015
More Consumers Confused by Role of CFPB than Reverse Mortgage Ads

Counting on Working Past 65 is Statistically, Being Overconfident

May 29, 2015
Working and Retirement

Mandelman’s Best Home Buying Advice

May 18, 2015
Use a reverse mortgage to purchase a home

How & Why I Fell in Love with the Reverse Mortgage

February 21, 2015
Reverse Mortgage summary

Are You Overestimating Your Ability to Access Your Own Money in Retirement?

February 15, 2015
The reverse in retirement spending

Okay, so tell me why everyone who can doesn’t use a reverse mortgage this way.

November 30, -0001
Using a reverse mortgage
About my blog
This is the place to share. Share news, updates and opinions. The reverse is the most misunderstood item in the lending and financial home ownership arena; we need more exchange of ideas. This area ...
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